Sector: All
Provided by: Micro-credit company ‘Microfinance Fund of the Kurgan Region’
To: Legal entities and sole proprietors (aged 18 to 65 years) included in the registry of SMBs, registered in the Kurgan Region and carrying out their financial and economic activities for more than 3 months.
Basic requirements:
– Collateral security for the entire loan amount, including interest
– Guarantee: of a spouse for physical persons, of founders for legal entities
Our products:
1. «Mini-plant» is a loan for the purchase of new non-current assets, capital construction facilities and non-residential premises, as well as for construction, reconstruction, gasification and overhaul of facilities — at 0.1% per annum.
Terms of provision:
– The amount is up to 5 million rubles,
– For a period of 24 months.
2. «Micro-services» is a loan that is aimed at:
– acquisition of new non-current assets, construction of capital and non-capital construction facilities, neighbourhood improvement, construction or acquisition of non-stationary commercial facilities, creation of tourist infrastructure, as well as gasification of facilities – at 0.1% per annum.
– purchase of cars for transportation of goods, tractors, trailers and (or) semi-trailers for trucks, passenger buses, reconstruction, overhaul of facilities, purchase of capital construction and non-residential premises, as well as organization of seasonal summer cafes – at 3% per annum.
Terms of provision:
– The amount is up to 5 million rubles,
– For a period of 24 months.
3. «Your Own Farm» is a loan that is aimed at:
– construction of mushroom producing farms, farms for herb cultivation, livestock and (or) poultry complexes (farms) for cattle dairy and meat production, horse breeding, sheep breeding, goat breeding, rabbit breeding, poultry farming, reconstruction of livestock and (or) poultry complexes, as well as the acquisition of mushroom producing farms, farms for herb cultivation, livestock and (or) poultry complexes (farms) — at 0.1% per annum.
– purchase of livestock/poultry from legal entities and individual entrepreneurs, including those not affiliated with the Borrower – at 3% per annum.
Terms of subsidy provision:
– The amount is up to 5 million rubles,
– For a period of 24 months.
4. «Micro-façade» is a loan to repair the façades of buildings, stall facility, neighbourhood improvement, repair of capital and non-capital construction facilities, except for stall facilities – at 3% per annum.
Terms of subsidy provision:
– The amount is up to 5 million rubles,
– For a period of 24 months.
5. «Micro-turnover» is a loan that is aimed at:
– replenishment of current assets: purchase of raw materials, materials, goods and other similar valuables, payment of services, lease payments – at 3% per annum.
– purchase of raw materials, materials, goods and other similar valuables, payment of services, rent payments, payment of wages, payment of tax and other mandatory payments to budgets and extra-budgetary funds – at 1% per annum (provided for borrowers carrying out their economic activities in the sectors of the Russian economy most affected by the deterioration of the situation as a result of spreading a new coronavirus infection).
Terms of subsidy provision:
– The amount is up to 5 million rubles,
– For a period of 24 months.
6. «Self-employed unsecured» is a loan that is aimed at implementation of activities, the income from which is taxed on professional income, except for tax payment and other mandatory payments to budgets and extra-budgetary funds, payment of utilities, repayment of credits, loans and leasing payments – at 1% per annum. At least two guarantors (individuals/legal entities/individual entrepreneurs) are required to obtain a microloan. The guarantee of spouses is mandatory.
Terms of subsidy provision:
– The amount is up to 200 thousand rubles,
– For a period of 24 months.
7. «Self-employed collateralized» is a loan that is aimed at activities, the income from which is taxed on occupational income, except for payment of tax and other mandatory payments to budgets and extra-budgetary funds, payment of utilities, repayment of loans, loans and leasing payments – at 1% per annum.
Terms of subsidy provision:
– The amount is up to 500 thousand rubles,
– For a period of 24 months.