Provided by: SME Corporation JSC
To: Beginner and active entrepreneur, self-employed
Interest rate on the loan for the borrower: the key rate of the Bank of Russia in effect on the date of the loan agreement (agreement) + 2.75% per annum.
On a loan for the development of entrepreneurial activity – up to 9.95% per annum
Objectives of concessional loans: Investment and replenishment of working capital, loan refinancing (priority sectors), for the development of entrepreneurial activity. Including loan agreements entered into by authorized banks and borrowers in 2019 – 2024, the terms of which have been brought in line with the requirements of the Subsidy Program by concluding the corresponding supplementary agreements to these loan agreements.
Loan size for investment purposes: – from 500 thousand rubles. up to 200 million rubles. for micro-enterprises; – up to 500 million rubles. for small businesses; – up to 2 billion rubles. for medium-sized enterprises.
Loan agreement term for investment purposes: up to 10 years
Loan size for working capital replenishment: – from 500 thousand rubles. up to 200 million for micro-enterprises; – up to 500 million rubles. – for small and medium-sized enterprises.
Term of the loan agreement for working capital replenishment: up to 1 year
Loan for the development of entrepreneurial activity: up to 10 million rubles
Loan term for business development: up to 5 years
Business development loan borrower: micro-enterprise, self-employed citizens.
Subsidized recipients: Authorized and selected banks. The list of authorized banks can be found on the website of JSC SME Corporation.